In the world of affiliate marketing, the term direct billing flow refers to a paying method in which publishers receive their commissions directly to their banking accounts. It doesnt matter if the account in question is a savings or checking account. Furthermore, some affiliate networks even allow direct payments to online ewallets, like Skrill or Payoneer, or payment systems like PayPal. The whole point of direct billing flow is for affiliate partners to get ahold of the money they earn, as quickly as possible. Direct billing flow is a much faster method than other commission payment options, including gift cards, checks, and so on.